EasiBucks is Eswatini's FSRA-licensed payday lender for formally employed workers. We offer loans of E 200 to E 3,000 with a flat 15% monthly interest rate, no rollovers, and salary-deduction repayment.

How fast can I get a loan?

Money is in your account within 24 hours of approval. Applications submitted via WhatsApp are typically pre-approved in under 4 hours during business hours.

What are the four house rules?

01 No hidden fees. 02 No rollovers (30 days is 30 days). 03 No debt collectors. 04 We make you earn rewards. Every loan we write lives by them.

Pay early, earn cash rewards — instantly credited to your EasiRewards wallet. Earn 10% of interest paid back as cash. Convert at any of 10 partner merchants or ATMs. E 100 rewards = E 10 cash.

Tap the 'Apply on WhatsApp' button on the homepage. The 3-step wizard asks for your loan amount, employer name, and mobile number — then sends a pre-filled WhatsApp message to our team.

Is EasiBucks licensed?

Yes — EasiBucks is licensed by the Financial Services Regulatory Authority (FSRA) of Eswatini. Our license has been renewed annually since 2022.

Back to EasiBucks home

About · Team

The people behind EasiBucks.

A small, local team — born in Mbabane, regulated by FSRA, and stubborn about treating emaSwati like neighbours, not numbers. Meet the faces you’ll talk to on WhatsApp.

Built on theMifos/Apache Fineract®open-source banking platform (MPL-2.0). We contribute back.

Meet the team

The people behind EasiBucks.

A small, named team in Mbabane. You'll meet most of us on WhatsApp — we don't hide behind call centres or third-party agents. The Brand Guardian and the FSRA-signatory are listed below.

Zinhle Mkhonta

Co-Founder & CEO

Former HR director at a Matsapha manufacturer. Saw the loan-shark cycle first-hand and built EasiBucks to end it.

FSRA signatory

Sipho Dlamini

Co-Founder & Head of Credit

15 years in Eswatini credit risk. Owns the eligibility model, the PAR dashboard, and the no-rollover rule.

Thandiwe Nkambule

Head of Partner Programme

Built the kiosk and referral network from zero. Trains every certified partner on the brand voice library.

Bongani Matsebula

Head of EasiRewards & Compliance

Custodian of the EasiRewards mechanic and the 7-day cooling-off period. Liaises with FSRA.

FSRA signatory

Want to join the team?

We're hiring loan officers, kiosk agents, and a SiSwati-speaking compliance analyst.

hello@easibucks.com →

Trusted by Eswatini's best.

From telecoms to banking to government — we've built EasiBucks to work with the services you already use every day.

Logos indicate services EasiBucks integrates with for disbursement, repayment, and customer verification — they are not formal endorsements. EasiBucks is an independent FSRA-registered micro-lender.

Back to EasiBucks home

About · Team

The people behind EasiBucks.

A small, local team — born in Mbabane, regulated by FSRA, and stubborn about treating emaSwati like neighbours, not numbers. Meet the faces you’ll talk to on WhatsApp.

Built on theMifos/Apache Fineract®open-source banking platform (MPL-2.0). We contribute back.

Meet the team

The people behind EasiBucks.

A small, named team in Mbabane. You'll meet most of us on WhatsApp — we don't hide behind call centres or third-party agents. The Brand Guardian and the FSRA-signatory are listed below.

Zinhle Mkhonta

Co-Founder & CEO

Former HR director at a Matsapha manufacturer. Saw the loan-shark cycle first-hand and built EasiBucks to end it.

FSRA signatory

Sipho Dlamini

Co-Founder & Head of Credit

15 years in Eswatini credit risk. Owns the eligibility model, the PAR dashboard, and the no-rollover rule.

Thandiwe Nkambule

Head of Partner Programme

Built the kiosk and referral network from zero. Trains every certified partner on the brand voice library.

Bongani Matsebula

Head of EasiRewards & Compliance

Custodian of the EasiRewards mechanic and the 7-day cooling-off period. Liaises with FSRA.

FSRA signatory

Want to join the team?

We're hiring loan officers, kiosk agents, and a SiSwati-speaking compliance analyst.

hello@easibucks.com →

Trusted by Eswatini's best.

From telecoms to banking to government — we've built EasiBucks to work with the services you already use every day.