EasiBucks is Eswatini's FSRA-licensed payday lender for formally employed workers. We offer loans of E 200 to E 3,000 with a flat 15% monthly interest rate, no rollovers, and salary-deduction repayment.

How fast can I get a loan?

Money is in your account within 24 hours of approval. Applications submitted via WhatsApp are typically pre-approved in under 4 hours during business hours.

What are the four house rules?

01 No hidden fees. 02 No rollovers (30 days is 30 days). 03 No debt collectors. 04 We make you earn rewards. Every loan we write lives by them.

Pay early, earn cash rewards — instantly credited to your EasiRewards wallet. Earn 10% of interest paid back as cash. Convert at any of 10 partner merchants or ATMs. E 100 rewards = E 10 cash.

Tap the 'Apply on WhatsApp' button on the homepage. The 3-step wizard asks for your loan amount, employer name, and mobile number — then sends a pre-filled WhatsApp message to our team.

Is EasiBucks licensed?

Yes — EasiBucks is licensed by the Financial Services Regulatory Authority (FSRA) of Eswatini. Our license has been renewed annually since 2022.

Back to EasiBucks home

USSD · No smartphone needed

Dial *9995#, anywhere.

No airtime, no data, no app. The full EasiBucks loan flow — check balance, apply, repay, refer a friend — runs on any feature phone with a SIM card. Try the live simulator below.

Offline Inclusive Access

No Smartphone or Data?
Dial *9995#

EasiBucks is engineered for every worker in Eswatini. Access advances, manage your EasiRewards rebate, track your loan, or request support on any feature phone — or visit easibucks.com for the full web experience with all calculators, your borrower portal, and more.

Works on MTN Eswatini & Eswatini Mobile networks
SMS shortcode 9995 for instant balances
Instant PIN security and local SiSwati language prompt

MTN / eMali*9995#

EasiBucks Menu (*9995#):

1. Request EasiLoan

2. EasiRewards & Pro-Rata

3. Early Settlement

4. Loyalty Rate Status

5. Contact Miki Support

6. Track your loan

Cancel (0)Send (#)

Press 1-6 to navigate · 0 / * / # returns to main menu

Trusted by Eswatini's best.

From telecoms to banking to government — we've built EasiBucks to work with the services you already use every day.

Logos indicate services EasiBucks integrates with for disbursement, repayment, and customer verification — they are not formal endorsements. EasiBucks is an independent FSRA-registered micro-lender.