EasiBucks is Eswatini's FSRA-licensed payday lender for formally employed workers. We offer loans of E 200 to E 3,000 with a flat 15% monthly interest rate, no rollovers, and salary-deduction repayment.

How fast can I get a loan?

Money is in your account within 24 hours of approval. Applications submitted via WhatsApp are typically pre-approved in under 4 hours during business hours.

What are the four house rules?

01 No hidden fees. 02 No rollovers (30 days is 30 days). 03 No debt collectors. 04 We make you earn rewards. Every loan we write lives by them.

Pay early, earn cash rewards — instantly credited to your EasiRewards wallet. Earn 10% of interest paid back as cash. Convert at any of 10 partner merchants or ATMs. E 100 rewards = E 10 cash.

Tap the 'Apply on WhatsApp' button on the homepage. The 3-step wizard asks for your loan amount, employer name, and mobile number — then sends a pre-filled WhatsApp message to our team.

Is EasiBucks licensed?

Yes — EasiBucks is licensed by the Financial Services Regulatory Authority (FSRA) of Eswatini. Our license has been renewed annually since 2022.

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Our interactive features require JavaScript. Please enable it in your browser settings, or contact us on WhatsApp.

WhatsApp us: +268 7644 3377

FSRA LICENSEDRegulated Microlender FSP No. 0723/2025 | Visibilitty (Pty) Ltd| Dial *9995# or SMS 9995

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Stokvel · Group-saved + group-borrowed

Stokvel simulator.

Twelve employer-verified members pool their savings, and we lend against the pool. Higher yield (18% APY) for savers, lower rate for borrowers — collateralised by the group. Adjust the sliders below to model your stokvel.

Stokvel group loan simulator

Borrow together. Save together.

Stokvels are the original Eswatini savings culture. EasiBucks integrates — each member borrows, the group rotates repayment, and everyone earns EasiRewards + builds a group credit profile.

Your stokvel

Members: 5

21020

Loan per member (E 200–E 3,000)

Term: 5 months

1 mo6 mo12 mo

Group simulation

Set your stokvel inputs and simulate.

Our Partners

Trusted by Eswatini's best.

From telecoms to banking to government — we've built EasiBucks to work with the services you already use every day.

Logos indicate services EasiBucks integrates with for disbursement, repayment, and customer verification — they are not formal endorsements. EasiBucks is an independent FSRA-registered micro-lender.

Built on open-source technology

MifosCore banking platform (MPL-2.0, UN-verified DPG)Apache FineractLoan + savings + accounting engine Payment Hub EEBulk G2P/P2G payment rails + BPMN workflows

EasiBucks contributes back to these communities per the MPL-2.0 + Apache 2.0 licenses.

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