Regulatory01 Oct 2025FSRA
EasiBucks renews FSRA micro-finance license for a fourth year
The Financial Services Regulatory Authority renewed our micro-finance license through 30 September 2026 — our fourth consecutive year of clean compliance.
Room 01 · Brand
The brand, in plain sight.
What we stand for, how we sound, what we look like. The foundation every story we tell is built on.
Built after Matsapha.
Origin · 2022
EasiBucks was founded in 2022 after our co-founders spent years watching loan-shark cycles grind through Matsapha's factory workers. The pattern was the same every month: borrow E 500, repay E 1,200, borrow E 1,500 to cover the gap, repeat.
We built the opposite: one loan, one repayment, no rollovers, no debt collectors, no hidden fees. Three numbers on every contract — interest, admin, payroll. Repayment runs through your employer, so it's quiet and dignity-preserving.
FSRA-licensed. Mbabane-headquartered. Eswatini-first, always.
FFAST
E 200 to E 3,000 in your account within 24 hours of approval, repaid quietly by salary deduction.
FFAIR
15% flat monthly — not compound. No rollovers, no hidden fees, no debt collectors.
FFORWARD
Pay early, earn cash rewards. Your credit profile unlocks better terms the more you behave.
Brand voice
Six rules every writer on the team follows
- Plain-spoken, never corporate
- Auntie-authority — warm but firm
- Culturally grounded (Eswatini first)
- Compliance-forward, never shy
- Anti-jargon, anti-fine-print
- Numbers up front, narrative second
Color palette
Six core colors · all WCAG-AA compliant on sage
Typography
Display · Headings
Fraunces
Serif · 600 weight · -0.025em tracking
Your money's home.
Sans · Body
Inter
Sans-serif · 400/500/600 weights
Plain-spoken. Never corporate.
Room 02 · News
What's new, this quarter.
Dated, sourced, and written for re-publication. Use the filter pills to narrow by category.
Product15 Sept 2025EasiRewards
EasiRewards marketplace hits 10 partner merchants across Mbabane, Manzini & Matsapha
Boxer, Chompies, Spur, and seven other local merchants now accept EasiRewards cash redemption at point-of-sale. Live conversion rate: E 100 rewards → E 10 cash.
Investor28 Aug 2025Investor
Q3 2025 investor pack published — PAR ratio holds below 3.5%
Quarterly report shows active loan book of E 4.2M, 1,847 active borrowers, and portfolio-at-risk (30 days) at 3.4% — well within FSRA-mandated thresholds.
Operations10 Aug 2025i18n
WhatsApp application flow now serves SiSwati & isiZulu alongside English
Borrowers can complete the entire E 200–E 3,000 application flow in their first language. Live since 1 August 2025; 38% of applications now in SiSwati.
Community22 Jul 2025Education
EasiBucks financial education course crosses 5,000 module completions
Six free modules on budgeting, credit profile, and loan-shark alternatives — delivered via WhatsApp and the web. Over E 25,000 in EasiRewards paid out to learners.
Compliance30 Jun 2025POPIA
POPIA audit log dashboard opens to borrower-initiated data-subject requests
Borrowers can now query every internal action taken on their account — application views, status changes, employer verifications — directly from the borrower portal.
Room 03 · Press
Press releases & founder bios.
Archived releases you can quote from, the founders you can interview, and a fact sheet for quick reference.
Press release archive
Latest four releases · downloadable PDFs
Fact sheet
Quick reference for articles
Founded
2022
HQ
Mbabane, Eswatini
Regulator
FSRA
Loan range
E 200 – E 3,000
Payout
Within 24 hours of approval
Rate
15% flat / month
Repayment
Salary deduction, 30 days
Rewards model
Cash for early payment
Founder bios · for interview requests
ZM
Zinhle Mkhonta
Co-Founder & CEO
Former HR director. Built EasiBucks after seeing loan-shark cycles in Matsapha factories. FSRA signatory.
SD
Sipho Dlamini
Co-Founder & Head of Credit
15 years in Eswatini credit risk. Owns the eligibility model and the no-rollover rule. FSRA signatory.
Headshots available on request — email press@easibucks.com.
Press contact
We respond to press inquiries within 1 business day. FSRA license number available on request.
Room 04 · Blog
The blog, written by us.
Plain-spoken essays from the founders and the team. No ghost-writers, no jargon, no spin.
28 Sept 20256 min read
Why we said no to rollovers — and what we built instead
The most profitable thing a short-term lender can do is roll your loan over. We banned it. Here's the math on why E 1,200 today beats E 5,000 in six months.
Zinhle MkhontaRead
12 Sept 20254 min read
EasiRewards, explained in three numbers
10% of interest paid, in cash, instantly credited. E 100 rewards = E 10 cash at the till. Three numbers, no fine print. Here's how the math actually works.
Sipho DlaminiRead
22 Aug 20258 min read
POPIA from the borrower's chair: what we built and why
POPIA isn't a compliance checkbox — it's a borrower's right to see what we do with their data. We opened the audit log to every account holder. Here's the architecture.
Sipho DlaminiRead
05 Aug 20255 min read
Matsapha payday: a field note from the floor
I spent the 25th of July at a textile factory at 6am. Watching 400 workers collect their pay packets taught me more about our product than any spreadsheet.
Zinhle MkhontaRead
30 Jul 20257 min read
Q3 2025 investor letter — three charts, three honest paragraphs
Portfolio at risk below 3.5%. Active book above E 4M. Both numbers feel like the right kind of boring. The full letter, in plain English, no spin.
Zinhle MkhontaRead
18 Jul 20255 min read
SiSwati first: why localisation is a compliance decision
A borrower who can't read their contract can't give informed consent. SiSwati-first isn't a marketing decision — it's a regulatory one. Here's the journey.
Zinhle MkhontaRead
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Room 05 · Logo Systems & Downloads
Every logo file you'll ever need.
Four approved variants, six downloadable assets, clear-space rules, and color codes ready for your designer.
Clear space & minimum size
XXX = height of the "E" in EasiBucks
Print: minimum 24mm wide · 300dpi
Web: minimum 120px wide · SVG preferred
Favicon: 16×16 / 32×32 / 192×192 PNG
Don't: stretch, recolor, rotate, or add shadows
