EasiBucks is Eswatini's FSRA-licensed payday lender for formally employed workers. We offer loans of E 200 to E 3,000 with a flat 15% monthly interest rate, no rollovers, and salary-deduction repayment.

How fast can I get a loan?

Money is in your account within 24 hours of approval. Applications submitted via WhatsApp are typically pre-approved in under 4 hours during business hours.

What are the four house rules?

01 No hidden fees. 02 No rollovers (30 days is 30 days). 03 No debt collectors. 04 We make you earn rewards. Every loan we write lives by them.

Pay early, earn cash rewards — instantly credited to your EasiRewards wallet. Earn 10% of interest paid back as cash. Convert at any of 10 partner merchants or ATMs. E 100 rewards = E 10 cash.

Tap the 'Apply on WhatsApp' button on the homepage. The 3-step wizard asks for your loan amount, employer name, and mobile number — then sends a pre-filled WhatsApp message to our team.

Is EasiBucks licensed?

Yes — EasiBucks is licensed by the Financial Services Regulatory Authority (FSRA) of Eswatini. Our license has been renewed annually since 2022.

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WhatsApp us: +268 7644 3377

FSRA LICENSEDRegulated Microlender FSP No. 0723/2025 | Visibilitty (Pty) Ltd| Dial *9995# or SMS 9995

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Loyalty Rewards · 5 tiers

Pay on time. Drop your rate.

Every on-time repayment steps you up the ladder — from Starter (15%) all the way to Premier (11%). No sign-up, no points to track. We just lower your rate automatically.

Loyalty Rewards Program

Better Conduct, Cheaper Rates

Your EasiLoan starting interest rate is 15%. Every on-time repayment builds your trust rating and automatically triggers lower interest rates on future advances.

MikiMiki's Rate Guaranteeapos;s Rate Promise

No complicated paperwork or re-application needed. As soon as payroll clears your repayment, your rate reduction activates automatically.

1st

First Advance

Standard Starting Rate

15%

3 On-Time Repayments

Good Standing & 50% EasiRewards Unlock

14%

5 On-Time Repayments

Building Trust Tier

13%

8 On-Time Repayments

Trusted Borrower Status

12%

12+

Premier Loyalty Tier

100% EasiRewards Access + Lowest published EasiBucks rate

11%

Our Partners

Trusted by Eswatini's best.

From telecoms to banking to government — we've built EasiBucks to work with the services you already use every day.

Logos indicate services EasiBucks integrates with for disbursement, repayment, and customer verification — they are not formal endorsements. EasiBucks is an independent FSRA-registered micro-lender.

Built on open-source technology

MifosCore banking platform (MPL-2.0, UN-verified DPG)Apache FineractLoan + savings + accounting engine Payment Hub EEBulk G2P/P2G payment rails + BPMN workflows

EasiBucks contributes back to these communities per the MPL-2.0 + Apache 2.0 licenses.

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