Eight Products. One Platform.
Every product is regulated by the FSRA and designed to be fair, transparent, and accessible to workers across Eswatini.
EasiLoan Advance
Short-term salary-backed credit for employed workers. Transparent terms, instant disbursement.
- 15% flat interest
- E 100 – E 5,000
- 30-day tenor
- 5% auto-saved to EasiSave
EasiSave
Employer-matched savings account that builds financial resilience with every loan.
- 1:1 employer match up to E 3,000
- Interest-bearing
- No hidden fees
- Emergency withdrawal option
Umtsimba
Agricultural vault financing for farmers and agri-SMEs. Silo-based security with fixed-price off-take.
- Silo-backed collateral
- Fixed-price off-take agreements
- Seasonal repayment aligned to harvest
- Input financing (seeds, fertilizer, equipment)
EasiWage
Access wages you've already earned before payday. No credit check, no debt cycle.
- Up to 50% of earned salary
- Real-time tracking via employer
- No credit check required
- 2.5% access fee per withdrawal
Easication
Education financing for tuition, school fees, and skills training. Invest in your future.
- 12-month repayment plans
- School-fee direct pay option
- Skills training partnerships
- Flexible summer-holiday grace periods
EasiBridge
Cross-border money transfers between South Africa and Eswatini. Fast, low-cost, reliable.
- Instant transfers
- Competitive exchange rates
- Mobile wallet or bank delivery
- Regulated by both SARB and CBE
EasiTrade
Micro-inventory financing for small businesses and informal traders. Stock up, sell, repay.
- Inventory-secured revolving credit
- Weekly repayment cycles
- Supplier direct-pay option
- Business performance tracking
EasiFloat
Overdraft protection linked to employer payroll. No penalties for early repayment.
- Linked to employer payroll
- No penalties on early repayment
- Grace period up to 7 days
- Auto-repay from next salary