Funding Framework
EasiBucks funding structure and capital allocation strategy for sustainable growth and financial inclusion.
Capital Structure
EasiBucks maintains a diversified capital structure combining equity investment, debt facilities, and retained earnings. Our funding framework is designed to support sustainable growth while maintaining regulatory capital adequacy requirements set by the FSRA.
Use of Funds
Primary allocations: 40% technology platform development, 30% loan book growth, 20% operational expansion, 10% regulatory compliance and risk management. All funding decisions are guided by our commitment to responsible lending and financial inclusion.
Risk Management
Our risk framework includes comprehensive credit scoring, employer verification, real-time monitoring, and conservative provisioning. Current default rate is 0% with strict underwriting standards and diversified loan portfolio.